Property Insurance

Is Homeowners Insurance Based on Property Value?

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Is Homeowners Insurance Based on Property Value

When you’re buying a home or renewing your homeowners insurance, one question often pops up: Is my homeowners insurance based on my property’s value? It’s a fair assumption to make—after all, the value of your home feels like it should dictate how much coverage you need or what you’ll pay in premiums. But the truth … Read more

Does Car Insurance Cover Accidents on Private Property? Everything You Need to Know

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Does Car Insurance Cover Accidents on Private Property

Picture this: you’re backing out of your friend’s driveway after a barbecue, and—crunch—you accidentally dent their garage door. Or maybe you’re navigating a tight parking lot at your local grocery store and scrape another car. Your stomach drops, and the first question that pops into your mind is, “Will my car insurance cover this?” After … Read more